Key Terms and Conditions

To avail the offer, the user must complete a payment on the Merchant app/website using Paytm UPI or Paytm UPI Lite.

• Offer valid for users who have not used Paytm for any payment in the last 60 days.
  
• Minimum Payment Value: ₹199 & above.
  
• Offer Validity: 1st May 2026 - 30th June 2026
  
• Users will receive cashback & Gold coins scratch cards in the cashback & offer section of the Paytm app. Users will receive cashback & Gold coins scratch cards in the cashback & offer section of the Paytm app.
  
• Scratch Card Expiry: Scratch cards expire 3 days after issuance.
  
• Cashback Credit: Within 24 hrs of redemption on the Paytm App.
  
• Gold Coins: Valid on every payment of ₹1 or above. Redeemable into real gold once a minimum of 1,500 coins are acquired.
• Other standard Terms & Conditions apply.